Transaction Split Payment

Merchant can use transaction Split API to split the payment between two or more merchants so that payout could happen in the respective merchant's account without any hassle. Transaction Split Payments are available only in our Redirect Flow.
To use split functionality, all merchants need to be onboarded on Zaakpay and should have their own credentials.

There can be only one main Merchant and multiple sub Merchants. Transaction will happen from the master Merchant and needs to be split into multiple non-master Merchants. Payouts will happen directly to accounts linked with non-master Merchants on Zaakpay.

Master Merchant can see the transaction in the Zaakpay dashboard in the Transactions Detail Panel.
Payout Data can be seen in the respective Payout Panel in the dashboard.

There are 2 steps to initiate a transaction Split API.

Step 1: Token generation for Split Payment

Test Server

https://zaakstaging.zaakpay.com/api/payment/v1/initiate

Live Server

https://api.zaakpay.com/api/payment/v1/initiate

{SERVER} api / payment/v1/initiate

Request Parameters

Parameter	Type	Optional/ Mandatory	Validation	Allowed Values
merchantIdentifier	String	M	alphanumeric	Zaakpay’s unique identifier for your website.
orderId	String	M	max 40 alphanumeric,must be unique per website, we do not accept duplicate **Advice: Orderid should be an alphanumeric value eg: ZAAK20170421	Your unique transaction identifier.
returnUrl	String	O	This must be the domain(or a sub- domain of it) you saved under My Account>Integration	Url where you want MobiKwik Payment Gateway to post the response
showMobile	String	O	false:We show the full-fledged version unconditionally. DETECT:We do detection of the user Agent of the browser from which the request is sent & route accordingly. true:We show the mobile page unconditionally. missing/not sent: Same as DETECT (i.e. We do detection at our end ).	Only allowed value is “true” if you want MobiKwik Payment Gateway to represent mobile view
txnType	String	O	Numeric: MobiKwik Payment Gateway will show the tab on the payment page which corresponds to the txnType you provide	1-ALL 11 - CARD 12 - NETBANKING 13 - WALLETS 14 - UPI 15 - CCONLY - Only allow Credit Cards 16 - DCONLY - Only allow Debit Cards 17 - EZEClick 18 - ATM+PIN 19 - MasterPass 20 - EMI
zpPayOption	String	O	Which MobiKwik Payment Gateway option have you used for this transaction. 1 digit only, numeric Default value is 1.	0 = on_zaakpay, 1 = button_redirect, 2 = widget_redirect, 3 = api
mode	String	O	1 digit only, numeric	1 = Domain check, 0 = Domain check skip
currency	String	M		INR
amount	String	M		Value in paisa. Min 100 paise Max 10000000. Amount limit saved under Transaction Limit in your Zaakpay panel.
merchantIpAddress	String	O	buyer’s IP address as recorded by your website
purpose	String	O	Min and max numeric 1 digit. You must specify the purpose of the transaction	0 = Service, 1 = Goods, 2 = Auction, 3 = Other
txnDate	String	O	Transaction date in yyyy-mm-dd format	2020-10-09
productInfo	String	O	To show order details with Offers on MobiKwik Payment Gateway Payment Page.	productInfo= "customizationField":"Cashback" , "listProduct": [ "description" :"Apollo Health Insurance", "cost":"Rs. 80,000.00", "customizationVal ue":"Rs. 8,123.00" ], "terms":"Cashback will get credited in MobiKwik Wallet"
buyerEmail	String	M	valid email address of the buyer	[email protected]
buyerPhoneNumber	String	O	buyer’s landline or mobile phone number, numeric only, no dashes,no spaces	eg.1234567789
productDescription	String	O	Text description of what you are selling. At Least 1 product description is mandatory to show in the bill on payment page. free text alphanumeric 100 max	e.g. name of book, name of mobile etc. e.g. Rs 199 Godzilla Movie DVD
merchantAmount	String	M	amount to be split for each merchant in paisa
isMasterMerchant	Boolean	M	true for master , false for submerchants	true/false

Response Parameters

Parameters	Description
success	If all goes right, it will return true else false.
statusCode	All valid HTTP status codes, Ex: 404, 503,401,etc
data	Data will be received in JSON format:

Sample Request

Method : POST

Header :  X-API-KEY

Body :

{
  "merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f6",
  "orderId": "ZPLive1597143965280",
  "returnUrl": "",
  "showMobile": "DETECT",
  "txnType": "1",
  "zpPayOption": "1",
  "mode": "0",
  "currency": "INR",
  "amount": "1463",
  "merchantIpAddress": "127.0.0.1",
  "purpose": "1",
  "txnDate": "2020-08-11",
  "productInfo": "",
  "productDescription": "Zaakpay subscription fee"
  "billingAddress": {
 	"buyerEmail": "[email protected]",
  	"buyerPhoneNumber": ""
  },
  "splitDetails": [
    	{
"merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f6",
      	"merchantAmount": "1000",
      	“isMasterMerchant”: true
    	},
    	{
      		"merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f5",
      		"merchantAmount": "463",
      		“isMasterMerchant”: false
    	}
       ]
}

curl --location --request POST 'https://staging3-api.zaakpay.com/api/payment/v1/initiate' \
--header 'X-API-KEY: 5d5adbadf57246b1925a9afca08c05fa' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
    "orderId": "daksh0014",
    "returnUrl": "",
    "showMobile": "",
    "txnType": "",
    "zpPayOption": "",
    "mode": "",
    "currency": "INR",
    "amount": "1463",
    "merchantIpAddress": "",
    "purpose": "",
    "txnDate": "",
    "productInfo": "",
    "billingAddress": {
        "buyerEmail": "[email protected]",
        "buyerPhoneNumber": ""
    },
    "productDescription": "abc",
    "splitDetails": [
        {
            "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
            "merchantAmount": "0",
            "isMasterMerchant": true
        },
        {
            "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
            "merchantAmount": "463",
            "isMasterMerchant": false
        },
         {
            "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
            "merchantAmount": "1000",
            "isMasterMerchant": false
        }
    ]
}'

{
   "success": true,
   "message": {
       "code": "1001",
       "text": "Success"
   },
   "data": {
       "token": "ZGFrc2gwMDE0NWMyZjE4NjQtOWYwOC00YWY3LTkx"
   }
}

{
   "success": false,
   "message": {
       "code": "129",
       "text": "OrderId field missing or blank."
   }
}

Step 2: API for Initiating Split Payment Page

Use token received from Step 1(API For Initiating Payment) in this request. This is a GET API and this API will redirect the user to Zaakpay Payment Page.

Test Server

https://zaakstaging.zaakpay.com/api/payment/v1/page/TOKEN

Live Server

https://api.zaakpay.com/api/payment/v1/page/TOKEN

Sample Request

Method : GET

Response: Payment Page

curl --location --request GET 'http://zaakpaystaging.zaakpay.com/api/payment/v1/page/WmFhazEyM0Rha3NoMTIzM2VkZDM2Yj' \
--header 'X-API-KEY: 5d5adbadf57246b1925a9afca08c05fad04'

Server to Server Callback Response

For Success

{
  "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
  "txns": [
    {
      "amount": "10500",
      "pgTransId": "ZP91569b1b6526",
      "orderId": "de9c2c082be802cfc833",
      "paymentMode": "Debit Card",
      "cardScheme": "Visa",
      "product3Description": "NA",
      "cardToken": "4012 XXXX XXXX 1881",
      "responseCode": "100",
      "bank": "NA",
      "bankid": "NA",
      "doRedirect": "false",
      "product1Description": "NA",
      "product4Description": "NA",
      "responseDescription": "The transaction was completed successfully. ",
      "cardId": "bce8e4e1e66520cb0bc2bf3a0e760412d53273a844bf0931f2b3136a2ee0ada3~1",
      "cardhashid": "CH101",
      "paymentMethod": "401288",
      "product2Description": "NA",
      "pgTransTime": "08/21/2020 17:37:31",
      "txnDate": "2020-08-21 17:37:31.891",
      "productDescription": "NA",
      "splitDetails": [
        {
          "merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f6",
          "merchantAmount": 0,
          "subTransactionId": "ZP59360693d8168_1_1"
        },
        {
          "merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f6",
          "merchantAmount": 1000,
          "subTransactionId": "ZP59360693d8168_1_2"
        },
        {
          "merchantIdentifier": "b6415a6443604ec59644a70c8b25a0f6",
          "merchantAmount": 463,
          "subTransactionId": "ZP59360693d8168_1_3"
        }
      ]
    }
  ]
}

{
  "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
  "txns": [
    {
      "amount": "100",
      "pgTransId": "ZP5ac485746a265",
      "orderId": "ZP-TEST-15915973607990e",
      "paymentMode": "unknown",
      "cardScheme": "NA",
      "cardToken": "NA",
      "responseCode": "1021",
      "bank": "NA",
      "bankid": "NA",
      "doRedirect": "false",
      "responseDescription": "Minimum Transaction Limit is 9 Rupees ",
      "cardId": "NA",
      "cardhashid": "NA",
      "paymentMethod": "Not Found",
      "pgTransTime": "2020-07-08 17:29:45",
      "txnDate": "2020-08-07 17:29:45.8",
      "productDescription": "Testing Transact Basic"
    }
  ]
}