E-Nach

1. Create Mandate

1.1 Create Mandate Request via our Payment Page

Staging Url: https://zaakstaging.zaakpay.com/transactU?v=8
Staging Account Details:
Account Number : 53376604006
IFSC Code : ICIC0001144
Account Type : Savings
Account holder name: Zaakpay

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Wanna create a test enach transaction on our Payment Page?
Test a Transaction

1.2 Create Mandate Request via API

Live Url: https://api.zaakpay.com/transactU?v=8

1.2.1 Request Parameters to Create Mandate via API

Paramters	Validation	Examples	Optional/Mandatory
merchantIdentifier	Zaakpay unique identifier for your account	"b19e8f103bce406cbd3476431b6b7973"	M
encryptionKeyId	Id of Merchant’s Public key as signed by Zaakpay	"sjeHyehshkIs"	O
showMobile	Only allowed value is “true” which the request if you want Zaakpay to is sent& route accordingly. represent mobile view.	"true"	O
mode		"0"	M
returnUrl	This must be the domain(or a sub-domain of it) you saved in the dashboard	Url where you want Zaakpay to post the response	O
orderId	max 45 alphanumeric,must be unique per website, we do not accept duplicate	Your unique transaction identifier	M
amount	Txn amount in paisa, Integer	"100"	M
currency	Only Indian Currency is required	"INR"	M
productDescription	Text description regarding the payment	"Name of the bill repayment"	M
email	valid email address of the buyer	"[email protected]"	M
phone	buyer phone number	"9876543210"	O
paymentMode	Mode Of Payment	Possible value of Mandate "MANDATE"	M
customerName	Name of the Customer	"Zaakpay"	M
customerAccountNumber	Account Number of the Customer	"053366654036"	M
destinationBankId	IFSC Code of the Customer	"ICIC0001144"	M
customerAccountType	Account Type of the Customer	"savings", "current"	M
checksum	To be calculated on above parameters using HMAC SHA 256	"fba528c4d93b8c67be1618e3f6da4d64b414f9eb6a5bbd27326317a28483bdde"	M

1.2.2 Checksum
Secret Key for Staging Environment that we have used to generate checksum is: 0678056d96914a8583fb518caf42828a

{"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","encryptionKeyId":"","showMobile":"true","mode":"0","returnUrl":"https://stagingpayment2.mobikwik.com/p/pg/v1/response/handle/mandate?gateway=6","orderDetail":{"orderId":"sud2222244681","amount":"100","currency":"INR","productDescription":"8057018600|Mobikwik Wallet","email":"[email protected]","phone":"8057"},"timeout":"3","paymentInstrument":{"paymentMode":"Mandate","mandate":{"customerName":"Pavan","customerAccountNumber":"053376604006","destinationBankId":"ICIC0001144","customerAccountType":"savings"}}}

8586f8612fbb55d3127f7b2de6490642927122233cc02c798583ab8369999379

1.2.3 Curl Request

Headers for curl request:

Key	Value
Content-Type	application/x-www-form-urlencoded
postman-token	26fa6415-c4ef-7bf6-e7b5-c59f348a08cc
cache-control	no-cache

Insert below JSON in Body section of your curl:

data={"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","encryptionKeyId":"","showMobile":"true","mode":"0","returnUrl":"https://stagingpayment2.mobikwik.com/p/pg/v1/response/handle/mandate?gateway=6","orderDetail":{"orderId":"sud2222244681","amount":"100","currency":"INR","productDescription":"8057018600|Mobikwik Wallet","email":"[email protected]","phone":"8057"},"timeout":"3","paymentInstrument":{"paymentMode":"Mandate","mandate":{"customerName":"Pavan","customerAccountNumber":"053376604006","destinationBankId":"ICIC0001144","customerAccountType":"savings"}}}&checksum=8586f8612fbb55d3127f7b2de6490642927122233cc02c798583ab8369999379

{
    "orderDetail": {
        "orderId": "sud2222244681",
        "amount": "100",
        "currency": "INR",
        "productDescription": "8057018600|Mobikwik Wallet",
        "email": "[email protected]",
        "phone": "8057"
    },
    "responseCode": "183",
    "responseDescription": "Unfortunately the transaction has failed.Please try again. Transaction has failed",
    "doRedirect": "false",
    "paymentInstrument": {
        "paymentMode": "EMANDATE",
        "mandate": {
            "customerName": "Pavan",
            "customerAccountNumber": "05XXXXXX4006",
            "destinationBankId": "ICXXXXXX1144",
            "customerAccountType": "savings"
        }
    },
    "paymentMode": "EMANDATE"
}

2. Debit Request

2.1 Request Parameters to Mandate Payments

Paramters	Validation	Examples	O/M
merchantIdentifier	Zaakpay unique identifier for your account	"b19e8f103bce406cbd3476431b6b7973"	M
encryptionKeyId	Id of Merchant’s Public key as signed by Zaakpay	"sjeHyehshkIs"	0
showMobile	Only allowed value is “true” which the request if you want Zaakpay to is sent& route accordingly. represent mobile view.	"true"	O
mode		"0"	M
returnUrl	This must be the domain(or a sub-domain of it) you saved in the dashboard	Url where you want Zaakpay to post the response	O
orderId	max 45 alphanumeric,must be unique per website, we do not accept duplicate	Your unique transaction identifier	M
amount	Txn amount in paisa, Integer	"100"	M
currency	Only Indian Currency is required	"INR"	M
productDescription	Text description regarding the payment	"Name of the bill repayment"	M
email	valid email address of the buyer	"[email protected]"	M
phone	buyer phone number	"9876543210"	O
paymentMode	Mode Of Payment	Possible value of Mandate "MANDATE"	M
zaakpayParentOrderId	Order Id using which mandate was created	"sud2222244681"	M
checksum	To be calculated on above parameters using HMAC SHA 256	"ec85f0be18a2a091ca8eda2c74e17b964bb586f26cd3fe651158de40e89d6648"	M

2.2 Checksum
Secret Key for Staging Environment that we have used to generate checksum is: 0678056d96914a8583fb518caf42828a

{"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","encryptionKeyId":"","showMobile":"true","mode":"0","returnUrl":"https://postb.in/1561961627441-9358206205070","orderDetail":{"orderId":"TestEmandateOrder","amount":"100","currency":"INR","productDescription":"Mobikwik","email":"[email protected]","phone":"7202"},"timeout":"3","paymentInstrument":{"paymentMode":"MandateTransaction","mandateTransactionPayload":{"zaakpayParentOrderId":"sud2222244681"}}}

fc9ed69478d2ebfb98ceb3821b6feeab6323a7ee6ee30664eecdf546e17f5c85

2.3 Curl Request

Headers for curl request:

Key	Value
Content-Type	application/x-www-form-urlencoded
postman-token	26fa6415-c4ef-7bf6-e7b5-c59f348a08cc
cache-control	no-cache

Insert below JSON in Body section of your curl:

data={"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","encryptionKeyId":"","showMobile":"true","mode":"0","returnUrl":"https://postb.in/1561961627441-9358206205070","orderDetail":{"orderId":"TestEmandateOrder","amount":"100","currency":"INR","productDescription":"Mobikwik","email":"[email protected]","phone":"7202"},"timeout":"3","paymentInstrument":{"paymentMode":"MandateTransaction","mandateTransactionPayload":{"zaakpayParentOrderId":"sud2222244681"}}}&checksum=a62412c848d694e85caf9e20cb0f2e23eb6573a2ec69cf42608171fbe946041f

{
    "orderDetail": {
        "orderId": "TestEmandateOrder",
        "amount": "100",
        "currency": "INR",
        "productDescription": "Mobikwik",
        "email": "[email protected]",
        "phone": "7202"
    },
    "responseCode": "183",
    "responseDescription": "Unfortunately the transaction has failed.Please try again. Transaction has failed",
    "doRedirect": "false",
    "paymentInstrument": {
        "paymentMode": "MandateTransaction",
        "mandateTransactionPayload": {
            "zaakpayParentOrderId": "sud2222244681"
        }
    }
}

3. Check API

Url: https://api.zaakpay.com/checkTxn?v=3

3.1 Request Parameters for Check Api

Paramters	Validation	Examples	O/M
merchantIdentifier	Zaakpay unique identifier for your account	"b19e8f103bce406cbd3476431b6b7973"	M
mode		"0"	M
orderId	max 45 alphanumeric,must be unique per website, we do not accept duplicate	Your unique transaction identifier	M
checksum	To be calculated on above parameters using HMAC SHA 256	3b8b6a9d69b38ad343e4ab025b344ed3b061f3899922d708430dc0a374c7686d	M

3.2 Checksum

{"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","orderDetail":{"orderId":"sud222224468"},"mode":"0"}

c11ce272c9d301266abc8d2f5ec5cfe0801ebbd83bd3ac94d6a7460be61232da

3.3 Curl Request

Headers for curl request:

Key	Value
Content-Type	application/x-www-form-urlencoded
postman-token	26fa6415-c4ef-7bf6-e7b5-c59f348a08cc
cache-control	no-cache

Insert below JSON in Body section of your curl:

data={"merchantIdentifier":"b19e8f103bce406cbd3476431b6b7973","orderDetail":{"orderId":"sud222224468"},"mode":"0"}&checksum=c11ce272c9d301266abc8d2f5ec5cfe0801ebbd83bd3ac94d6a7460be61232da

{
    "merchantIdentifier": "b19e8f103bce406cbd3476431b6b7973",
    "orderDetail": {
        "orderId": "sud222224468",
        "txnId": "ZP5b84e70aa3655",
        "amount": "100"
    },
    "responseCode": "208",
    "responseDescription": "Transaction in Processing state.",
    "paymentInstrument": {
        "paymentMode": "emandate",
        "netbanking": {
            "paymentMethod": "Not Found"
        }
    },
    "version": "3",
    "txnStatus": "2"
}

1. Create Mandate

📘Wanna create a test enach transaction on our Payment Page?

2. Debit Request

3. Check API

📘
Wanna create a test enach transaction on our Payment Page?